John Kelly is a very personable IFA who is always willing to help and has the clients best intentions at heart. He is happy to explain advice given and is very quick in responding. When giving advice all options are considered in a very detailed manner. I would definitely recommend using.
The impossible question to answer is how long will I live for. The younger you are today the bigger the number will be. Somebody born in the last few years will be on average expected to live to 100. Even if you are approaching retirement you will still currently be expected to live to your mid 80s. This means for most people retirement is going last between 20 and 40 years.
Extracting an income from your pension in the most tax sufficient way is going to become a more pressing problem. Getting a good year on year investment return and keeping charges down to a minimum is going to become even more vital as the years progress. If you are concerned that your funds may not be productive as they ought to be then we will be happy to look at these for you.
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