I have known John Kelly for over 10 years, both as a friend and as a financial advisor, and have purchased a number of products on his advice. John is pragmatic, will recommend what works best for me, and is always totally clear about the pros and cons. Furthermore, he has the knowledge and network to offer the best fit. In an age where unbiased advice and trust based relationships are sometimes hard to find, I will always go back to him for financial advice.